Banking and Borrowing Your DVC Points

Banking your Disney Vacation Club (DVC) points means moving unused points from your current use year to be available for use in a future use year. It’s a way to save up points for a bigger vacation or to use them in a different year.

Borrowing your Disney Vacation Club (DVC) points allows you to use points from a future use year for your current vacation. This can be helpful if you need extra points for a particular trip or if you want to combine points from different years for a more substantial vacation experience.