For Disney Vacation Club (DVC) members, keeping up with annual dues and understanding resort expiration dates is essential. These two factors significantly impact the long-term value and costs of your DVC membership. Whether you’re a seasoned member or exploring the idea of buying into DVC, here’s a breakdown of what annual dues mean, what they cover, and the expiration dates for each DVC resort.
What Are Annual Dues?
Annual dues are yearly maintenance fees paid by DVC members. They cover operating costs, property taxes, and capital reserves (for long-term repairs and renovations). Each DVC resort sets its own dues based on location, amenities, and projected expenses. Dues are assessed on a per-point basis, so the more points you own, the more you pay annually.
For 2025, the average DVC dues range between $9.00 and $13.00 per point, depending on the resort.
Resort-by-Resort: Annual Dues (2025 Estimates) & Expiration Dates
Here’s a closer look at each resort’s 2025 annual dues and deed expiration dates:
| Resort | 2025 Dues (Per Point) | Expiration Date |
|---|---|---|
| Old Key West (original deeds) | $10.51 | January 31, 2042 |
| Old Key West (extended deeds) | $10.51 | January 31, 2057 |
| BoardWalk Villas | $9.06 | January 31, 2042 |
| Beach Club Villas | $9.12 | January 31, 2042 |
| Boulder Ridge Villas | $9.19 | January 31, 2042 |
| Copper Creek Villas & Cabins | $8.49 | January 31, 2068 |
| Bay Lake Tower at Contemporary Resort | $8.02 | January 31, 2060 |
| Polynesian Villas & Bungalows | $7.93 | January 31, 2066 |
| Grand Floridian Villas | $7.93 | January 31, 2064 |
| Riviera Resort | $9.06 | January 31, 2070 |
| Saratoga Springs | $8.54 | January 31, 2054 |
| Animal Kingdom Villas | $9.64 | January 31, 2057 |
| Villas at Disneyland Hotel (California) | $9.82 | January 31, 2074 |
| Grand Californian Villas (California) | $8.80 | January 31, 2060 |
| Aulani Villas (Hawaii) | $10.12 (Subsidized: $7.76) | January 31, 2062 |
| Hilton Head Island (South Carolina) | $11.92 | January 31, 2042 |
| Vero Beach Resort (Florida) | $14.30 | January 31, 2042 |
Note: Annual dues are subject to change each year, usually increasing by 3-6% annually depending on inflation, hurricane season, and resort needs.
Expiration Dates Explained
Each DVC contract comes with an expiration date, which marks the end of your ownership interest. These dates are based on the leasehold nature of the DVC program, meaning you don’t own the property indefinitely. The earliest resorts, like Old Key West and BoardWalk, are set to expire in 2042, while newer ones like Riviera and Villas at Disneyland Hotel extend to the 2070s.
Why does this matter? The closer a resort is to expiration, the less time you have to use it, which can affect resale value and long-term planning. Some owners prioritize buying at newer resorts for longevity, while others prefer lower dues or location perks.
Final Thoughts: What Should Buyers Consider?
When choosing a DVC home resort, consider:
- Dues Cost: Higher dues can add thousands in long-term costs.
- Expiration Date: The further out the date, the longer you can enjoy ownership.
- Location Preference: Some people will pay more to be near the Magic Kingdom or EPCOT.
- Availability and Booking Window: Owning at your favorite resort gives you an 11-month booking advantage.
Whether you’re eyeing the classic charm of Old Key West or the modern elegance of the Riviera, understanding annual dues and expiration dates is key to making the most of your DVC investment.