If you’re a Disney Vacation Club (DVC) member, you’ve likely heard about the annual dues that come with owning a piece of the magic. These dues are a key part of maintaining your DVC membership and ensuring that you can continue enjoying all the benefits of your membership year after year. However, understanding how these dues work, what they cover, and how to manage them is crucial for maximizing your membership experience. Here’s a breakdown of what you need to know about paying your annual DVC dues.

What Are Disney Vacation Club Annual Dues?
DVC annual dues are the yearly fees that members pay to help maintain and operate the resorts within the Disney Vacation Club system. When you purchase DVC points, you’re essentially buying a “time share” at one of Disney’s exclusive resorts, and part of your ownership includes contributing to the ongoing maintenance and operation of that resort.
Dues are not a flat fee; instead, they are based on the number of points you own and the specific DVC resort where you hold those points. For example, the dues for 100 points at Disney’s Polynesian Villas & Bungalows will differ from the dues for a 100 points at Disney’s Old Key West Resort because of differences in the cost of operating and maintaining these properties.
What Do DVC Annual Dues Cover?
The annual dues go toward a variety of expenses that ensure the continued operation and upkeep of your home resort. These include:
- Maintenance and Repairs: This covers everything from the upkeep of the resort’s facilities to major repairs and renovations. The magic is in the details, and Disney is known for keeping its resorts in pristine condition.
- Housekeeping Services: This includes cleaning, replenishing supplies, and maintaining the comfort of the rooms and public areas.
- Operational Costs: Dues help cover utilities (such as water, electricity, and heating), staffing (such as front desk personnel, housekeeping, and maintenance teams), and administrative costs for managing the resort.
- Property Taxes: Since each DVC resort is located on Disney property, dues also help cover the real estate taxes levied by local governments.
- Resort Enhancements and Improvements: Disney is constantly upgrading and refurbishing its resorts to keep them in top shape and in line with guest expectations. Your dues contribute to these ongoing enhancements.
How Much Are DVC Annual Dues?
The amount you’ll pay in dues depends on a few factors: the number of points you own, the resort where your points are based, and any changes to operational costs in a given year. On average, DVC dues range from $6 to $10 per point annually. For example, if you own 150 points at a resort with dues of $8 per point, you’d pay $1,200 in annual dues for that year.
Keep in mind that dues typically increase each year to account for inflation, rising operational costs, and inflationary increases in things like utility rates and labor costs. These increases are usually announced late November, giving you time to plan for the changes in your budget.
When Are Dues Due?
Dues are typically billed annually, with payment due in January. Most members are given the option to pay upfront in full, or they can opt for a monthly payment plan. If you choose the latter, you’ll be billed in monthly installments, which can help to spread out the financial impact of the dues.
It’s important to keep track of your dues payment deadlines, as late payments may result in penalties or, in extreme cases, the loss of your membership.
How to Save on DVC Annual Dues
Managing your dues payments is an important part of being a Disney Vacation Club owner, but there are a few ways you can save on these costs:
- Rent Your Points: If you’re unable to use all your points for a given year, consider renting them out to other Disney fans. This can help offset the cost of your dues and provide additional income to put toward your next vacation.
- Purchase Resale Points: If you’re new to DVC, consider purchasing points on the resale market. Resale points are often less expensive upfront.
Conclusion
Paying your annual Disney Vacation Club dues is a part of the long-term commitment that comes with being a DVC member. While the fees can seem daunting, they help maintain the quality of the Disney resorts you love and ensure that your magical vacation experiences continue for years to come. By understanding how dues are calculated, what they cover, and how to manage them, you’ll be well on your way to maximizing the value of your DVC membership and enjoying all the perks that come with it.