Banking Your Disney Vacation Club Points

Banking Disney Vacation Club (DVC) points allows you to save your unused points from the current use year to the next use year. Here’s a guide on how to bank your DVC points effectively:

Understanding the Basics

1. Use Year: The use year is the 12-month period during which you can use your DVC points. It’s important to know your use year to plan your banking and travel accordingly.
2. Banking Deadline: DVC points must be banked by a specific deadline, which is 8 months into your use year. For example, if your use year starts in February, you must bank your points by the end of September.

Steps to Bank Your Points

1. Log into Your DVC Account:
   • Visit the DVC member website.
   • Log in using your member credentials.
2. Navigate to the Banking Section:
   • Go to the “My DVC Membership” section.
   • Select “Bank Vacation Points.”
3. Select the Points to Bank:
   • Choose the use year and contract from which you want to bank points.
   • Enter the number of points you want to bank.
4. Confirm the Banking:
   • Review the details and confirm the banking transaction.
   • You will receive a confirmation email or message once the points are successfully banked.

Important Considerations

1. Banking Deadline: Remember that you must bank your points before the 8-month deadline in your use year. If you miss this deadline, the points will expire at the end of the use year if not used.
2. Banked Points Rules: Banked points can only be used in the next use year. Once banked, they cannot be unbanked or moved back to the original use year.
3. Planning Ahead: Plan your vacations and points usage ahead of time to avoid losing points. If you foresee that you won’t be able to use your points, bank them as early as possible.
4. Point Transfers: If you have multiple contracts with different use years, make sure to manage each set of points separately according to their respective deadlines.

Maximizing Your Points

1. Combine Points: If you bank points from one year, you can combine them with points from the next year for a bigger vacation.
2. Borrowing Points: If needed, you can also borrow points from the next use year, giving you a three-year span to use a large number of points for a significant trip.
3. Plan Special Trips: Use banked points for special occasions, such as anniversaries, family reunions, or longer stays at deluxe resorts.

Assistance and Support

1. Member Services: If you encounter any issues or have questions, contact DVC Member Services for assistance.
2. Online Resources: Use the DVC member website for tutorials, FAQs, and additional information about banking points.

By understanding and effectively managing the banking of your DVC points, you can ensure you get the most value from your membership and enjoy your Disney vacations to the fullest.