Making an Offer on a Disney Vacation Club Resale Property: Your Ultimate Guide

The Disney Vacation Club (DVC) is a fantastic way to experience the magic of Disney year after year, and many families cherish the memories created through DVC membership. However, buying a DVC membership directly from Disney can be expensive. That’s where DVC resale properties come in. Purchasing a DVC resale property can be a cost-effective way to join the club, and in this blog, we’ll guide you through the process of making an offer on a Disney Vacation Club resale property.

Understanding the Basics

Before diving into the offer-making process, it’s essential to have a good grasp of what the Disney Vacation Club is and how resale purchases differ from direct purchases. DVC resale properties are memberships being sold by their current owners, often at a lower cost than buying directly from Disney. Keep in mind that resale members may have some restrictions compared to direct members.

Research the Market

Once you’ve decided that a DVC resale property is right for you, start researching the market. There are various DVC properties with different home resorts and point systems. Identify which ones align with your vacation preferences and budget.

Calculate Your Budget

DVC resale properties can vary significantly in price. Calculate your budget carefully, considering not just the purchase price but also annual dues, closing costs, and potential financing if needed. This will help you determine the maximum offer you can make.

Choose a Licensed Broker

To make an offer on a DVC resale property, you’ll typically need to work with a licensed real estate broker specializing in DVC resales. They will help you find available listings, provide market insights, and assist with the negotiation and offer process. Buy and Sell DVC, Inc.® has a Broker who has been selling DVC since 2004. Their website is easy to navigate and you can watch their different listings and join their email list.

Evaluate the Property

Before making an offer, review the property’s details thoroughly. Consider factors like the number of points, home resort, use year, and any existing reservations. Be prepared to ask questions about when it can close and when the banked points need to be used by.

Make Your Offer

Once you’ve identified the perfect DVC resale property, it’s time to make an offer. Work closely with your broker to determine a fair and competitive offer. Keep in mind that sellers may have a specific price in mind, so negotiations may be necessary. The best way to make an offer is to click on a listing and then click “Make an Offer” and submit your information.

Negotiate Responsibly

Negotiating a DVC resale offer can be a delicate process. It’s important to remain flexible and open to counteroffers. Your broker will guide you through this process, ensuring that you reach an agreement that satisfies both parties.

Secure Financing (if needed)

If you require financing for your DVC resale purchase, there are multiple options. Vacation Club Loans and Monera Financial are the two most popular finance companies. Both are familiar with DVC financing and can help you secure the necessary funds. Keep in mind that interest rates and terms can vary.

Complete the Purchase

Once your offer has been accepted, the closing process begins. This includes signing legal documents, transferring ownership, and paying any closing costs. Your broker will assist you throughout this process, ensuring a smooth transition.

Enjoy Your DVC Membership

Congratulations! You are now the proud owner of a Disney Vacation Club resale property. Start planning your Disney vacations and creating magical memories with your loved ones.


Buying a Disney Vacation Club resale property can be an exciting and cost-effective way to experience the magic of Disney. By understanding the process, researching the market, and working with a reputable broker, you can successfully make an offer on a DVC resale property and embark on a lifetime of Disney adventures. Happy travels!


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