Banking Your DVC Points: How to Save This Year's Vacation Points for Next Year

One of the best benefits of being a Disney Vacation Club (DVC) member is the flexibility to plan vacations around your schedule. But what happens when life gets busy, plans change, or you simply can't use all of your Vacation Points this year? That's where banking your DVC points can come in handy!

Banking allows you to move unused Vacation Points from your current Use Year into the following Use Year, giving you additional points to use toward a future Disney vacation. It's a great way to save for a bigger trip, enjoy a longer stay, or experience a Deluxe Disney resort that might otherwise be outside your annual point budget.

What Does It Mean to Bank DVC Points?

Banking your DVC points means transferring eligible, unused points from your current Use Year into the next Use Year. Once banked, those points become part of your next Use Year's available point balance.

For example, let's say you own 150 DVC points and have only used 100 points this year. You may be able to bank your remaining 50 points into the next Use Year. That means next year you could potentially have 200 points available instead of your usual 150.

Those additional points can make a big difference when planning your next vacation!

Why Should You Consider Banking Your Points?

There are several reasons why banking can be a smart move for DVC members.

1. Plan a Bigger Disney Vacation

Maybe you've always dreamed of staying at Disney's Grand Floridian Resort & Spa, Disney's Riviera Resort, or Disney's Animal Kingdom Lodge for a longer vacation. Banking points can help you save toward that special trip.

2. Enjoy a Longer Stay

Instead of taking a shorter vacation every year, you can bank points and combine them with next year's allocation to enjoy a longer Disney getaway.

3. Travel During a Different Season

Sometimes the timing just isn't right for a Disney vacation. Work schedules, school calendars, family commitments, and unexpected events can all affect travel plans. Banking gives you another opportunity to use your points when the timing works better.

4. Save for a Special Occasion

Celebrating a birthday, anniversary, graduation, or family milestone? Banking points can help you plan a more memorable Disney vacation without purchasing additional points.

Understanding DVC Banking Deadlines

This is one of the most important things to remember about banking your DVC points: banking deadlines matter!

DVC members generally have a banking deadline that falls four months before the end of their Use Year. The standard banking schedule is:

• February Use Year: September 30

• March Use Year: October 31

• April Use Year: November 30

• June Use Year: January 31

• August Use Year: March 31

• September Use Year: April 30

• October Use Year: May 31

• December Use Year: July 31

Banking deadlines are firm, and once the deadline passes, you cannot bank those points into the next Use Year.

It's also important to remember that banking is generally a one-time transaction. Once points are banked, they cannot be moved back into their original Use Year.

Important Things to Know Before Banking

Before banking, consider how many points you realistically expect to use next year.

Keep in mind:

• Banked points must be used during the Use Year into which they are banked.

• Banked points cannot be banked again.

• Banking deadlines depend on your specific Use Year.

• Certain restrictions may apply to borrowed or transferred points.

• Points that are not used before they expire will be forfeited.

You can manage your points and complete the banking process through your account on the official Disney Vacation Club website.

Make Your DVC Points Work for You!

Banking your DVC points is a wonderful way to maximize your membership and make the most of your Disney vacation opportunities. Whether you're saving for a longer stay, planning a special celebration, or simply waiting for the perfect time to visit, banking gives you another level of flexibility.

The key is to plan ahead, know your banking deadline, and keep track of your points so none go to waste.

After all, your DVC membership is about creating magical memories year after year. With a little planning, today's unused points could help make next year's Disney vacation even more magical!

Happy Planning, and See You at Disney!