Need help with financing?
The only Disney approved lender in Florida is MoneraFinancial.com. You go to Quotes section on their website, put in the resort, the number of points and the price per point. At that time they will give you 3 down payment options and 9 repayment terms, You pick what works for your family.
There aren't any credit checks and they do not report to the credit bureau. You are automatically approved if the terms are acceptable. You can also pay this off early without a prepayment penalty.
**PLEASE NOTE: The terms are different for every resort & every contract. PLEASE make sure you are happy with the terms before submitting an offer
The lender for SC, CA & HI is Timeshare Lending. Their guidelines change frequently, please check their website.
You can always get your own financing however, the property cannot be used as collateral and that is considered a cash deal.
Looking for a lower interest rate? Vacation Club Loans, is credit based and does not take the property as collateral. This is a personal loan and normally requires a minimum of 20% down.
Debbie Ely, RRP, President
**PLEASE ADVISE ALL LENDERS THAT YOU ARE WORKING WITH BUY AND SELL DVC.
Financing is available to all US citizens and Canadian citizens who have a US bank account or RCNB (Royal Canadian National Bank) account. (This is only available through Monera for the Florida properties)