Banking Your DVC Points: A Guide for Resale Members

If you’ve purchased your Disney Vacation Club (DVC) membership through Buy and Sell DVC, Inc.®, you’re likely eager to make the most of your points. One of the essential features of DVC membership is the ability to bank points into the next use year, providing you with greater flexibility in planning your vacations. This guide will walk you through the banking process, its benefits, and important considerations for resale members.

Copper Creek Villas Pool - Disney Vacation Club Points

Understanding the Banking Process

Banking your DVC points allows you to transfer your unused points from the current use year into the following use year. This can be beneficial if you find that you’re unable to use all of your points during their designated year. The process is relatively straightforward, and it typically involves a few simple steps:

  1. Check Your Points Balance: Before banking, review your current points balance to see how many points are available for banking. Keep in mind that you can only bank points that have not been used or already borrowed.
  2. Banking Request: You can initiate the banking process through the DVC Member website or by calling Member Services. It’s important to complete this request before the banking deadline. 
  3. Confirmation: Once your banking request is processed, you’ll receive confirmation of the transaction. This confirmation will detail the points you’ve successfully banked and your new points balance for the upcoming use year.

Benefits of Banking Points

Banking your points can open up numerous opportunities for vacation planning. Here are some key benefits:

  1. Increased Flexibility: By banking points, you extend their validity, allowing for larger trips or more extended stays. If you have a special family gathering or celebration planned for the following year, banking can help you accumulate enough points to make it possible.
  2. Improved Planning: Life can be unpredictable, and your travel plans might change from year to year. Banking allows you to adapt to those changes, ensuring that you don’t lose out on valuable points that could be used later.

Important to know when banking

While banking offers numerous advantages, resale DVC members should be aware of specific nuances:

  1. Banking Deadlines: It’s crucial to pay attention to the deadlines for banking your points. Missing the deadline means those points will expire, which can be a significant loss.
  2. Future Planning: Consider your vacation patterns and how you plan to use your points. If you frequently find yourself banking points, it may be worth reassessing your travel habits or even adjusting your membership by purchasing additional points or exploring other resorts.
  3. Impact on Reservations: Remember that banking points can affect your ability to make reservations. If you bank too many points for future use, you may have limited availability in the current year, making it harder to secure the vacations you want.

Conclusion

Banking your Disney Vacation Club points purchased through Buy and Sell DVC, Inc.® can be a powerful tool for maximizing your membership and enhancing your vacation experiences. By understanding the banking process, recognizing its benefits, and being aware of any restrictions, you can ensure that you make informed decisions that align with your travel goals. Whether you’re planning a grand family trip or a spontaneous getaway, banking offers the flexibility to help you create magical memories at Disney. Happy planning!

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